Cnac Financing Auto Loan Reviews

1.1
(14 reviews)
Value for money
Product or Service Quality
Interest Rate
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The APR is high and the interest keeps coming.On interest is accrued each day it does not stop even tho if you pay ahead it still keeps coming. paying on that interest on top of the finance fee. Cars that are worth $11,050 full-term you'll be paying about 20,000 vehicles that are $24,000 paying $50,000 the APR and the interest Are to high. I warn with people with a tight budget dont do it. If you miss a payment the car will get repo your...
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We set up auto pay, and told them that we don't load the payment until 9:30 am onto a prepaid Visa ( due to hearing about shady practices) due to my Wife not getting her check until 9:00 am on paydays. They agreed, and said the payment would be deducted between 12 -1 pm. They tried to run the payment at 7:00 am, and again at 9:00 am, and that was it. We hadn't checked the card because there was never an issue in the past with them deducting the...
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The car we were stuck with, since I only had two options, has had nothing but issues since we got it...and most of the issues have not fallen under warranty. My husband was injured and missed almost two weeks of work, causing our payment to be late. CNAC will not honor their payment arrangements that THEY make. They are rude when it is brought to their attention. They call numerous times throughout the day, and will also harass everyone that...
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I have had a loan with them for 3 weeks now and from the due date of the first payment it has been one big unprofessional nightmare.The first payment included a charge for insurance which I personally already had procurred elsewhere and had notified them of. However their fax machine was broken and they failed to receive the correspondance from my insurance company so they charged me. Even after providing proof of insurance dating back to the...
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Absolutely brutal practices.They told me too that i had to pay extra 30$ per payment which i did not expect. For collision coverage they say u have to pay with them. Understood i had to pay 250$ but I couldnt give them the 30$ as a result she refused my payment altogether. So nasty she said the system doesnt allow partial payments, ypu want your car dont you?? This was the first payment ever the still has 30 day tags on it im giving them this...
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Both of my children have cars from JDB and they were just told last week that from now on they would have to pay an extra $30 when they make a payment.Anyone else having this problem? This place is in the Upstate of SC and they are always rude and disrespectful. They will not own up to their mistakes and will not fix anything that was broken from the beginning. Both cars are a piece of *** and have costed a lot to fix. Also, they keep changing...
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1.0
I didn't like
  • Everything about this company
#912302
I was 48 hours late paying my car note and they blocked my acct and said they would not receive my payment.Therefore, they want to take my car when I would pay extra 5-10-20 bucks on my car note. I called and the representatives from Joliet, Illinois were disrespectful and rude and interrogated me like a criminal. Be careful when financing with this company. They will take your money and your car. No grace periods or anything. You ask for...
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1.0
I didn't like
  • Services and policies and representatives
#905136
I worked for a temporary agency and I was between assignments.Two days prior to my payment being due, I called to question my options, in the event I could not make a payment. I did have the payment, but made an inquiry. I was told I would have to call back an sppeak to a Manager. I wanted to make the payment, while I was on the phone with the finance company and was told to call back because the computers were running slow. I called back two...
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I didn't like
  • Rude and ignorant
  • Services and policies and representatives
  • Everything about this situation
#904119
I just received a call from a girl named Lori.I just made a payment yesterday and I realize that my payment for yesterday is due. I lost my job which I was not expecting and I'm looking for a new job. She was asking me questions and I answered her. She told me that I had no right to be short with her. I told her she has NO RIGHT to tell me that I'm being short. She needs to stick with the facts instead of trying to argue with me. I HATE that I...
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1.1
I liked
  • Account manager
I didn't like
  • Overall service they give non professional
#900031
i have been a j.b ryder costumer for the past 6yrs i have got 2 vehicles there with no problem the problem is a purchased a vehicle last then 6 mths.ago and i have never been late on a payment never missed a payment and the they of it is i was just in the hospital and called j.b byryder and asked them if i could make a payment next week because i haven't got my sick pay yet and the one lady told me to fax the discharge paper's from the hospital...
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1.0
I didn't like
  • Rude and ignorant
  • Would not work with me
#894835

Cnac Financing Auto Loan Review

#947680
1.6
They dont build your credit here they mess it up. They have a repo on my credit and this car has never been a repo and when i got the car it has been problems with it since a week after i got it. They dont have warranties either and have a real high apr.(21.9%) the customer service is awful.
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Cnac Financing Auto Loan Review

#907278
1.1
Worst bank to finance with. Jd overpriced your car and the bank finances a loan longer than the car will last. The manager I believe his name is Joe. By far the rudest man I've ever had to do business with. You ask a simple question and he talks back like his *** doesn't stink.
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